Worth checking
Hometown Heroes Housing
Last reviewed: June 2026
Who this is for: Working first responders buying a first home in Florida. Not first-responder-only, and funding runs out fast.
What this is
Up to $35,000 in down-payment and closing-cost assistance as a 0%-interest deferred second mortgage. Not first-responder-exclusive, and funding is first-come and runs out fast.
How much
- up to $35,000See eligibility note below for full details.
Up to $35,000 down-payment help as a 0% deferred 2nd mortgage. NOT first-responder-exclusive, and funding is first-come and runs out fast — confirm a round is open before relying on it.
What to do next
Confirm a funding round is currently open, then connect with an FHFC-approved lender to apply.
Not sure if this applies to you?
Answer a few quick questions and we’ll show you every benefit you may be eligible for.
See if you may be eligibleThe law behind this
Statute / authority: FHFC
Read the source on the official website →